Have you ever heard that phrase? That means you should put some money aside for savings, a nice rule of thumb is 10% to 20% of your total income. I suggest to set aside 20% of your total income for saving, do this the first day you receive your payment, if you can do it…
Your net worth—the difference between your assets and debt—is the big-picture number that can tell you where you stand financially. Keep an eye on it, and it can help keep you apprised of the progress you’re making toward your financial goals—or warn you if you’re backsliding. http://panchitobarrios.com
Try to make a budget for all your expenses, this will teach you and force you to spend what you need. It doesn’t matter if you can’t go with it at the begging but you need to start. www.panchitobarrios.com
Intelligent personal finance have nothing to do with gender, ethnicity, or martial status. All people need to manage their finances wisely. The principles remains the same. www.panchitobarrios.com
A financial adviser or financial advisor, is a professional who suggests and renders financial services to clients based on their financial situation. In many countries financial advisors have to complete specific training and hold a license to provide advice
Some hobbies and entertainment doesn’t have to cost to much, Try to find hobbies and entertainment that inspire your creativity and your health. Reading, playing sports can be good for your finance and health.